John Bogle

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I used to think wealth was built in the noise— in the rush of decisions, in the speed of markets, in the moments when everyone else seemed to be moving faster than me. But over the years, I realized something uncomfortable: the fastest moments were rarely the most profitable ones. The loudest decisions were often the weakest. And what truly builds unbreakable wealth doesn’t make a sound at all. It’s the quiet rhythm of discipline. The small, repeated choices that no one applauds. The patience to stay unmoved when everything else is shaking.