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@Nelal Ghufron
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“Hello everyone. On this occasion, I would like to present some tips about how to manage your money from my friends. The tips include ways to save money, manage expenses, and prioritize needs over wants. Okay, let’s get started. The first tip is from Vino XI-6. Vino uses his allowance wisely according to his needs. He prioritizes important expenses, such as food, and avoids wasteful spending. The remaining money is saved or invested, for example in gold, and his expenses are recorded every month. The second tip is from Sultan XI-6. Sultan records his expenses regularly every week. He uses the notes to evaluate how he spends his money. This helps him manage his finances more effectively. Next, Fannet XI-6 manages her finances by recording every expense. She tries to keep track of where her money is spent. This helps her control her spending and avoid being wasteful. Then, Bila XI-6 applies the habit of saving money by setting aside part of her allowance. She does not spend all of her money on daily needs. Therefore, she can have savings for future necessities. After that, Nahla XI-6 prioritizes needs over wants when using her money. She may still buy things she wants, but only according to her budget. In addition, she sets aside part of her allowance for savings. Lastly, Ghea XI-6 understands the importance of setting priorities in spending. When she is hungry and also wants to buy a pencil case, she chooses to buy food first. She postpones buying less important items.”

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