5 Money Mistakes Nobody Warned You About Intro (0–30s) Most people don’t struggle with money because they’re lazy. They struggle because nobody warned them. Today, I’ll break down five money mistakes that quietly keep people stuck — and what to do instead. Mistake 1: Saving What’s Left Most people spend first and save whatever remains. That guarantees failure. Saving must happen first — automatically — or it never happens. Mistake 2: Lifestyle Inflation Every raise comes with better phones, better clothes, and bigger bills. Income rises, but freedom doesn’t. If your lifestyle grows faster than your savings, you stay trapped. Mistake 3: No Emergency Fund Without emergency money, every problem becomes a crisis. That’s how people fall into debt they never planned for. Mistake 4: Confusing Income with Wealth A high salary doesn’t mean wealth. Wealth is what you keep, invest, and control — not what you earn. Mistake 5: Waiting Too Long Most people wait to “earn more” before fixing money habits. But habits come before money. The earlier you start, the easier it becomes. Outro If any of this hit close to home, subscribe.