charlie munger AI音声技術でコンテンツを作成

Let me tell you something that most people don't want to hear. I've watched countless intelligent people lose everything because they thought they were too smart to follow basic financial principles. The math is simple, but the discipline is hard.

A reporter once asked why Warren buffett was richer than I was. To wish I answered, warren got an early start, he works pretty hard and Maybe, there aren't a lot of reason else. And then, I asked the reporter, why is Albert Einstein less richer than I am?

The biggest mistake people make in investing is trying to be clever. They chase complicated strategies when the real secret is patience and discipline. Don't focus on getting rich quick; focus on not doing things that make you poor slowly.

As pessoas adoram falar de diversificação como se fosse mágica. Mas vou te dizer uma coisa: diversificação excessiva é proteção contra a ignorância. Se você realmente entende um negócio, não precisa espalhar seu dinheiro em 50 lugares diferentes. Concentração gera riqueza.

Look at two investors starting with a million dollars. One trades constantly, the other buys quality businesses and holds. After 30 years, the patient investor has five times more. Not because he's smarter, but because he let compound interest work.

The fundamental problem with most investors is they're not rational enough. They get excited when they should be cautious, and fearful when they should be buying. The key is to develop a rational framework and stick to it consistently.

I've always maintained that the key to successful investing is rational thinking and patience. Don't chase quick profits or follow market hysteria. The most reliable way to build wealth is to invest in businesses you understand and hold them for the long term.

The simplest way to get what you want in life is to deserve what you want. It's not complicated. Most people want to skip the deserving part and go straight to the getting part. That's where they fail.