Stick

Let’s be honest—**saving money sounds boring.** You know you *should* do it. You’ve probably even *tried* before. But somehow, every time you try to budget, you end up feeling like you’re punishing yourself. No eating out. No fun. No buying things you actually like. Just **saving every penny** like you’re preparing for an apocalypse that may or may not happen. And then what happens? You give up. Because **who wants to live like that?** The problem isn’t that you can’t save money—it’s that you’re saving money in a way that makes life feel miserable. But what if you could save **without** feeling broke? Without giving up all the things you enjoy? I've spent days, weeks, and even months, researching the real trick on how to save money without feeling broke. Good news, I **figured it out.** And By the end of this video, you’ll know exactly how to save **more money than ever**—while still living your life. Let’s get into it. --- ### **Step 1: Stop Budgeting Like a Financial Guru (You’re Not One)** You know what’s funny? The moment people decide they want to **save money**, they suddenly think they need to become **an extreme budgeting expert** overnight. They go straight from spending money on whatever they want to: - No eating out. Ever. - No subscriptions. Cut *everything.* - No fun. If it’s not rent or bills, it’s a **waste of money.** For about a week, they feel great. They’re saving money, they’re disciplined, they feel like a financial genius. Then reality hits. Suddenly, they get invited to dinner with friends. They say no. Then they have a bad day and want to buy a small treat—but they don’t, because *“I have to save money.”* Then they start feeling miserable because **what’s the point of money if you can’t enjoy any of it?** And then they snap. They go on a **spending spree**, buy everything they’ve been depriving themselves of, and completely wipe out all the money they saved. Back to square one. And the worst part? They think **they failed.** But they didn’t fail—their budget did. Because **they were using a system designed for robots, not real people.** --- ### **The Problem With “Guilt-Based” Budgeting Is This** Most budgeting advice is based on **restriction**—cut, cut, cut. But here’s what nobody tells you: **The more you restrict yourself, the more you’ll want to break the rules.** This is called the **“What-the-Hell Effect.”** It’s the same reason strict diets fail. - The more you tell yourself, *“I’m never eating sugar again,”* the more you start craving a donut. - Then you give in, eat one donut, feel like you ruined everything, and think, *“What the hell, I already messed up. Might as well eat five more.”* The same thing happens with **saving money.** The moment you feel **too restricted**, you stop caring. You convince yourself, *“What’s the point? I might as well just spend it.”* The solution? **You need a budget that lets you save—without feeling like you’re punishing yourself.** --- ### **So How do you Budget Like a Normal Human (And Actually Stick With It)** ###**First on my list is: Focus on “Controlled Spending” Instead of “No Spending”** The goal isn’t to **cut out everything**—it’s to **control where your money goes** so you can still enjoy life **while saving.** Instead of saying: *“I’m never eating out again.”* Say: *“I’ll eat out twice a month instead of five times.”* Instead of saying: *“I’m canceling all my subscriptions.”* Say: *“I’ll keep the one I actually use the most and cut the rest.”* This way, you’re **still saving money**, but you don’t feel like you’re depriving yourself. And because it doesn’t feel like suffering, **you’ll actually stick with it.** --- #### **2. Make “Fun Money” Part of Your Budget** Most budgets fail because people act like **fun is an unnecessary expense.** But It’s not. If you don’t plan for fun spending, two things will happen: 1. You’ll feel guilty every time you spend money. 2. You’ll eventually burn out and **overspend out of frustration.** The fix? **Create a “fun money” budget.** - Take **5-10% of your income** and set it aside for **guilt-free spending.** - This money is for **whatever you want.** No restrictions. When you give yourself **permission** to spend on fun, you avoid that **“I’m missing out” feeling** that makes most people quit budgeting. --- #### **And 3. Pay Yourself First (So You Don’t “Accidentally” Spend Everything)** Most people try to save money like this: They Spend money all month. And Hope there’s something left over. But Usually, there’s nothing left. And that’s why they never save. The fix? **Pay yourself first.** - The moment you get paid, set aside money for savings **before you do anything else.** - Want to take it a step further? Automate it, so you don’t even have to think about it. If the money isn’t sitting in your checking account, **you won’t be tempted to spend it.** And before you know it, you’ll have **hundreds (or thousands) saved—without even trying.** --- ### **Saving Money Shouldn’t Feel Like a Punishment** The reason most people fail at saving money isn’t because they’re bad with money. It’s because they’re following **the wrong system**—one that makes them feel miserable. When you use a system that actually **lets you live your life** while saving, something amazing happens: **You actually stick with it.** So stop treating money like something you have to suffer for. Save smart. Spend smart. And make your money work **for you**, not against you. And that’s how I **Figured It Out.**