Why moving in without an OC? Think again About to move into a flat without an Occupancy Certificate? Big mistake No OC? That means the building hasn’t passed safety checks — no fire clearance, no structural approval, no legal permission to live. In simple terms: it’s illegal, and it’s unsafe And it gets worse. Without an OC: No permanent water or electricity connections Trouble getting a home loan Can’t sell easily later Risk of fines — even eviction No OC? No keys. Stay safe. Stay smart. Wait for that Occupancy Certificate